Terms of Service

1. Who we are

The platform is operated by Vanquish AI B.V. ("Vanquish AI", "we", "us", "our"), a company registered in the Netherlands. You can reach us at hello@vqs.ai. "You" means the individual or entity using the platform.

2. The service

Vanquish AI provides software tools and hosting infrastructure only, including: a bot builder and strategy editor, a strategy sandbox, backtesting, paper-trading, logs and monitoring, user-configured risk controls, alerts, API connection management, managed hosting for your bots, and a manual pause/kill switch. We make the tools available; you decide what to build and whether to run it.

3. Not a broker, not an adviser

Vanquish AI is not a broker-dealer, investment firm, investment adviser or financial adviser, and does not provide investment advice, recommendations, signals, stock picks, model portfolios, copy-trading, managed accounts or discretionary trading. We do not choose assets for you, rank securities, or trade on our own behalf or yours. We never take custody of your money or securities. This relationship is described further in our Not-a-Broker / No-Custody Disclaimer and Risk Disclosure, which form part of these Terms.

4. Eligibility & invite access

You must be at least 18 years old and legally permitted to use automated trading tools and to trade through your chosen broker in your jurisdiction. The platform is currently offered on an invite-only basis; we may grant, decline, limit, suspend or revoke access at our discretion. You are responsible for ensuring your use complies with all laws and with your broker's rules that apply to you.

5. Your account

You must provide accurate information and keep your credentials secure. You are responsible for all activity under your account. Notify us promptly of any unauthorised use. We may use multi-factor authentication and other security measures.

6. Connecting your brokerage account

To trade, you connect your own third-party brokerage account (for example, Alpaca) by authorising access via OAuth and/or API keys. You represent that the account is yours and that you are entitled to connect it. Your funds and positions remain in your brokerage account at all times. You may disconnect your broker at any time, which revokes our access. Your relationship with your broker is governed by that broker's own agreements; we are not a party to them and are not responsible for your broker's acts, omissions, fees, outages or execution.

7. Building & running bots

You are solely responsible for: writing or configuring your bot logic; choosing assets, timing, sizing, indicators, risk limits and execution rules; deciding whether to run in paper or live mode; explicitly approving any live deployment; and monitoring and stopping your bots. New strategies default to paper. Enabling live trading requires your explicit, per-bot authorisation as set out in the Automated Trading Consent. We execute only the instructions your bot generates from the logic and parameters you set; we never inject our own strategy.

8. Risk acknowledgement

Trading involves substantial risk and you may lose some or all of your capital. Automated trading carries additional risks including software defects, connectivity or hosting outages, broker/API failures, latency and slippage, and extreme or illiquid market conditions (including high crypto-asset volatility). Backtested, simulated and paper results are hypothetical and do not guarantee future performance. You accept these risks; see the full Risk Disclosure.

9. Subscription & fees

Building, backtesting and paper trading are free. A subscription of €29 per month (or €290 per year) is required only to enable live trading through your connected broker. We charge a flat subscription only — no performance fees, profit commissions, assets-under-management fees, trading commissions or spread markups. Billing, renewal, your statutory right of withdrawal and cancellation are governed by our Subscription, Billing & Cancellation Terms, which form part of these Terms. Payments are processed by our payment provider (Mollie); we do not store full card details.

10. Acceptable use

You agree not to:

• use the platform for unlawful purposes or market abuse (e.g. manipulation, spoofing, wash trading) or in breach of your broker's or any market's rules;
• attempt to disrupt, overload, reverse-engineer, or circumvent the security or access controls of the platform;
• access another user's account, data or strategies without authorisation;
• resell, sublicense or provide the platform as a service to third parties without our written consent;
• use the platform to provide regulated investment services to others where you are not licensed to do so.

11. Intellectual property

The platform, including its software, design and trademarks, is owned by Vanquish AI and its licensors. We grant you a limited, non-exclusive, non-transferable, revocable licence to use the platform under these Terms. Your strategies and configurations are yours. You grant us a limited licence to host, process and run them solely to provide the service to you. We do not use your private strategies to trade for ourselves or other users.

12. Third-party services

The platform integrates third-party services (e.g. brokers, payment processing by Mollie, email delivery, hosting, and AI features provided by Anthropic). Your use of those services may be subject to their terms. We are not responsible for third-party services, but we select sub-processors with care; see our Sub-processor List.

13. VQS token

Where any VQS token is offered, it is intended solely as optional utility for platform access and community features. It is not an investment, security, profit or revenue share, yield, staking return or claim on our profits, and it is not required to use Vanquish AI. Any token functionality is subject to separate terms and to legal and regulatory review.

14. Disclaimers

The platform is provided "as is" and "as available" without warranties of any kind, whether express or implied, including fitness for a particular purpose, merchantability, non-infringement, accuracy of data, or that the platform will be uninterrupted, error-free or secure. We do not warrant any trading outcome. Nothing in these Terms excludes liability that cannot lawfully be excluded, including your mandatory consumer rights.

15. Limitation of liability

To the maximum extent permitted by law, Vanquish AI is not liable for trading losses, lost profits, lost data, or any indirect, incidental, special, consequential or punitive damages arising from your use of the platform or your bots' activity. Our total aggregate liability arising out of or relating to the platform is limited to the greater of (a) the subscription fees you paid to us in the twelve (12) months before the event giving rise to the claim, or (b) €100. These limits do not apply to liability for death or personal injury caused by our negligence, fraud, or any liability that cannot be limited under applicable law (including mandatory consumer protections).

16. Indemnification

To the extent permitted by law, you will indemnify Vanquish AI against third-party claims and losses arising from your breach of these Terms, your unlawful use of the platform, or your bots' activity, except to the extent caused by our own breach.

17. Suspension & termination

You may stop using the platform and close your account at any time. We may suspend or terminate your access if you breach these Terms, create risk to the platform, other users, or markets, or where required by law. We may pause or stop bots that appear to malfunction or create undue risk. On termination, your licence ends; provisions that by their nature should survive (e.g. liability, IP, governing law) survive. Disconnecting your broker stops further trading; you remain responsible for managing any open positions in your brokerage account.

18. Changes

We may update these Terms or the platform. We will give reasonable notice of material changes (e.g. in-app or by email). Continued use after changes take effect constitutes acceptance. If you do not agree, you may stop using the platform.

19. Governing law & jurisdiction

These Terms are governed by the laws of the Netherlands. Disputes are subject to the exclusive jurisdiction of the competent courts of Amsterdam, without prejudice to any mandatory rights you have as a consumer to bring proceedings in your country of residence or to rely on the mandatory consumer-protection laws there. EU consumers may also use the European Commission's Online Dispute Resolution platform.

20. Contact

Questions about these Terms: hello@vqs.ai. For privacy matters: privacy@vqs.ai.